Age Retire Calculator

Retirement benefits can start at 62 at the earliest; delayed credits stop at 70.
Your primary insurance amount, from your Social Security statement. Leave at 0 for percentages only.
Full retirement age
67
Social Security Retirement Age Calculator
Full retirement age in months
804 months
Date you reach it
2027-06-15
That date falls on
Tuesday
Date of the chosen claiming age
2022-06-15
Months early (-) or late (+)
-60 months
Benefit as a percentage of the full amount
70.000 %
Reduction for claiming early
30.000 %
Delayed retirement credit
0.000 %
Earliest claim (age 62)
2022-06-15
Largest benefit (age 70)
2030-06-15
Year of birth used for the table
1,960
Summary
Full retirement age 67 on 2027-06-15; claiming at 62 pays 70% of the full amount.
Worked out from 42 U.S.C. 416(l) - Retirement age (Social Security Act ยง216(l)) and 3 other sources.
Benefit percentages apply to your primary insurance amount, which depends on your full earnings record. Spousal, survivor and disability benefits follow different rules - check ssa.gov or your Social Security statement.

How this is worked out

3 steps
  1. Year of birth used: 1960.
  2. Full retirement age for 1960: 67, reached on 2027-06-15.
  3. Claiming 60 months early: 36 x 5/9% = 20% plus 24 x 5/12% = 10%, a total reduction of 30%.

Results are general information, not financial, tax, legal, medical or engineering advice.