Age Expectancy Calculator

Current age (years)Leave the date of birth blank to use this.

Date of birthIf given, the age is measured from this date to the "as of" date.

As ofThe date the age is measured on. Leave blank to use the current date supplied by the page.

Life table

Table source

Your own qx seriesProbability of dying within the year at exact age 0, 1, 2, ... Paste a column from another jurisdiction’s table, or from the SSA actuarial period table, to use it instead of the built-in one.

Adjustment

Smoking

Body mass index (kg/m2)

Leisure-time activity (MET-h/week)7.5 MET-h a week is the WHO-recommended 150 minutes of moderate activity and scores zero adjustment.

Alcohol (g/week)Grams of pure alcohol a week. A UK unit is 8 g; a US standard drink is 14 g.

Retirement age (years)Used to show how many years of retirement the table implies. 67 is the Social Security full retirement age for anyone born in 1960 or later.

Years still expected

38.8 years

Life Expectancy Calculator

Expected age at death

78.8 years

Years still expected before adjustment

38.8 years

Lifestyle adjustment

0.00 years

Median years still to live

41.4 years

Chance of reaching 65

83.4 %

Chance of reaching 75

66.9 %

Chance of reaching 85

38.5 %

Chance of reaching 90

21.2 %

Chance of reaching 100

1.46 %

Years to retirement age

27.0 years

Years expected after retirement age

11.8 years

Age used

40.00 years

Expected date of death

2065-07-14

Life table used

United States complete period life tables, 2021 (total)

Summary

At age 40 the table gives 38.8 more years, an expected age at death of 78.8, with a 38.5% chance of reaching 85.

Worked out from Arias E, Xu JQ. United States Life Tables, 2021. National Vital Statistics Reports vol 72 no 12. NCHS, 2023 and 5 other sources.

A period life table describes a population under one year’s mortality rates. It is not a prediction about an individual and must not be used as medical advice or as the sole basis for a retirement, annuity or insurance decision.

How this is worked out

4 steps

Look up e(x) at exact age 40 in United States complete period life tables, 2021 (total): 38.832253 years still expected.
Expected age at death = 40 + 38.8323 = 78.8323.
Chance of reaching 85 = l(85)/l(40) = 38.45%.
Half the survivors at this age are still alive 41.42 years from now.

Survival probabilitiestable

age	percent
65	83.4409
75	66.9128
85	38.4504
90	21.2059
100	1.4574

Results are general information, not financial, tax, legal, medical or engineering advice.