Income Tax 2025 Calculator

Gross salary before the standard deduction. Enter 0 if you have no salary income.
House property, business, interest and other income taxed at slab rates.
Only changes the old regime basic exemption limit; the new regime uses one table for all ages.
Ignored under the new regime, which does not allow most chapter VI-A deductions.
Exempt, but aggregated with other income to fix the rate when it exceeds Rs 5,000.
Total tax payable
97,500 INR
India Income Tax Calculator (Old vs New Regime)
Total (taxable) income
1,425,000 INR
Income tax before rebate
93,750 INR
Section 87A rebate
0 INR
Surcharge
0 INR
Surcharge marginal relief
0 INR
Health and education cess (4%)
3,750 INR
Balance payable (negative means refund)
97,500 INR
Effective tax rate on gross income
6.5 %
Marginal slab rate
15 %
Regime used
New regime (section 115BAC)
Tax under the new regime
97,500 INR
Tax under the old regime
257,400 INR
Cheaper regime
New regime (section 115BAC)
Saving from the cheaper regime
159,900 INR
Financial year
FY 2025-26 (AY 2026-27)
Worked out from Income Tax Department, Salaried Individuals for AY 2026-27: slab rates under the old regime and section 115BAC, section 87A rebate, surcharge and cess and 6 other sources.
Slab-rate income only. Capital gains taxed under sections 111A, 112 and 112A carry their own rates and their own surcharge cap of 15%.
The new regime disallows most chapter VI-A deductions, HRA and the section 24(b) interest deduction on a self-occupied house.
An estimate of tax on ordinary income. It does not model capital gains at special rates, presumptive taxation, TDS credits, relief under section 89 or the alternate minimum tax. Confirm with a chartered accountant or the Income Tax Department before filing.

How this is worked out

10 steps
  1. Gross income = salary 1500000 + other 0 = 1500000
  2. New regime (section 115BAC): standard deduction 75000 (chapter VI-A deductions are not available) give total income 1425000
  3. 0% on 400000 (0 to 400000) = 0
  4. 5% on 400000 (400000 to 800000) = 20000
  5. 10% on 400000 (800000 to 1200000) = 40000
  6. 15% on 225000 (1200000 to 1600000) = 33750
  7. Income tax before rebate = 93750
  8. Health and education cess at 4% = 3750
  9. Total tax payable = 97500
  10. New regime 97500 versus old regime 257400: the new regime is cheaper by 159900.
Tax by slabtable
slabratePercentincomeInSlabtaxInSlab
0 to 4000000400,0000
400000 to 8000005400,00020,000
800000 to 120000010400,00040,000
1200000 to 160000015225,00033,750

Results are general information, not financial, tax, legal, medical or engineering advice.