No Tax Overtime Calculator

Formatting only. This does not change the calculation.
The FLSA regular rate of pay. Used when pay is entered hourly.
Straight-time hours only. 80 is a full-time every-two-weeks cheque; the upper bound allows an annual pay period.
29 U.S.C. 207(a)(1) requires at least one and one-half times the regular rate over 40 hours a week.
Form W-4 step 3 total, e.g. 2,000 per qualifying child.
Traditional 401(k), HSA and section 125 premiums. Reduce income tax; 401(k) does not reduce FICA.
Applies that state's own rate schedule. Leave unset to use a flat effective rate instead.
A flat effective rate, used when no state is selected above.
Form W-4 step 4(c).
6.0% gross, less a credit of up to 5.4% for state unemployment tax paid on time, so 0.6% for most employers. Applies to the first 7,000 of wages a year.
Your experience rate from your state unemployment agency. Rates and wage bases are set per state, so this is not assumed.
Your state's annual taxable wage base. Defaults to the federal 7,000 FUTA base; check your state agency for the real figure.
Overtime pay
375
US Paycheck and Take-Home Pay Calculator
Take-home pay per period
2,005.18
Gross per period
2,375
Annual gross
61,750
Annual take-home
52,134.68
Federal income tax
188.13
Social Security
147.25
Medicare
34.44
Additional Medicare
0
State income tax
0
How state tax was computed
flat effective rate
Local income tax
0
Total deductions
369.82
Effective tax rate on gross
15.571 %
Percentage kept
84.429 %
Regular (straight-time) pay
2,000
FLSA overtime premium (qualified overtime)
125
Section 225 overtime deduction for the year
3,250
Year-to-date gross
2,375
Year-to-date Social Security
147.25
Year-to-date tax withheld
369.82
Year-to-date take-home
2,005.18
Employer Social Security
147.25
Employer Medicare
34.44
Employer FUTA
1.62
Employer state unemployment tax
0
Employer payroll taxes
183.31
Total cost to the employer
2,558.31
Total payroll tax, employee plus employer
365
Worked out from IRS Revenue Procedure 2024-40, inflation-adjusted items for tax year 2025 and 10 other sources.
Federal withholding here uses the Publication 15-T percentage method with the standard deduction. Your employer may withhold a slightly different amount depending on your W-4.
The section 225 overtime deduction reduces income tax only. Overtime remains wages for Social Security and Medicare. Modified AGI is estimated here as annual wages less pre-tax deferrals; other income of yours or your spouse changes the phase-out.
From tax year 2026 an employer must report qualified overtime separately in Form W-2 box 12 under code TT, and the 2025 relief for a missing entry is gone. If your employer does not report it that way you cannot claim this deduction, whatever this calculator shows (IRS Fact Sheet FS-2026-13).
An estimate. Actual withholding depends on your employer's payroll system, your Form W-4 entries, and state and local rules. It is not a substitute for your pay stub or the IRS Tax Withholding Estimator.

How this is worked out

8 steps
  1. Gross for the period = 25 x 80 h = 2000 regular plus 10 h at 1.5x (37.5/h) = 375 overtime, total 2375
  2. Annual gross = 61750 over 26 pay periods.
  3. Qualified overtime compensation (the FLSA half-time premium) = 3250 a year; the section 225 deduction after the cap and the modified-AGI phase-out is 3250.
  4. Annualised taxable income = 61750 - 0 pre-tax - 15750 standard deduction - 3250 overtime deduction = 42750
  5. Federal tax on that = 4891.5; per period 188.13
  6. Social Security 6.2% on wages up to 176100 = 147.25
  7. Medicare 1.45% with no cap = 34.44
  8. Take-home per period = 2005.18
Deduction breakdowntable
itemamount
Gross pay2,375
Federal income tax-188.13
Social Security-147.25
Medicare-34.44
Net pay2,005.18
Pay stubtable
sectionitemcurrentyearToDate
EarningsRegular pay2,0002,000
EarningsOvertime pay375375
EarningsGross pay2,3752,375
Taxes withheldFederal income tax188.13188.13
Taxes withheldSocial Security147.25147.25
Taxes withheldMedicare34.4434.44
Net payNet pay2,005.182,005.18

Results are general information, not financial, tax, legal, medical or engineering advice.