Title Insurance Calculator

Formatting only. This does not change the calculation.
A percentage of the sale price, from your title company or your state rate manual. Rates are filed per jurisdiction and are not built in.
Buyer cash to close
2,000.00
Closing Costs Calculator
Buyer closing costs
2,000.00
Seller closing costs
22,800.00
Seller net proceeds
377,200.00
Loan amount
400,000.00
Down payment
0.00
Origination charges
0.00
Title insurance premium
2,000.00
Transfer tax paid by the buyer
0.00
Transfer tax paid by the seller
1,600.00
Real estate commission
20,000.00
Prepaids and initial escrow
0.00
Prepaid interest
0.00
Buyer costs as a share of price
0.500 %
Seller costs as a share of price
5.700 %
Worked out from 12 CFR 1026.37 (Regulation Z) - Content of the Loan Estimate and 2 other sources.
Title insurance premiums, transfer and stamp duties and recording fees are set by jurisdiction; the rates above are the ones you entered, not a filed schedule.
An estimate built entirely from the rates you enter. Title premiums, transfer and stamp duties, recording fees and commission practice vary by state, county and contract; only the lender Loan Estimate and the settlement agent's Closing Disclosure are authoritative.

How this is worked out

6 steps
  1. Loan amount = 400000 - 0 down = 400000
  2. Origination = points on the loan + flat lender fees = 0
  3. Title insurance = 0.5% x 400000 = 2000
  4. Prepaids = 0 interest + 0 tax escrow + 0 insurance = 0
  5. Buyer closing costs = 2000; cash to close = 0 + 2000 - 0 credit = 2000
  6. Seller closing costs = 22800; net proceeds = 400000 - 22800 - 0 payoff = 377200
Itemised chargestable
labelamountpaidBy
Title insurance premium2,000buyer

Results are general information, not financial, tax, legal, medical or engineering advice.