Army BAH Calculator

Years for pay purposes. DFAS columns step at 2, 3, 4, 6, 8 and then every two years.
Look your rate up in the DTMO BAH Rate Lookup for your duty ZIP code, pay grade and dependency status. BAH is set per Military Housing Area and cannot be derived from a formula.
Used only to find the marginal rate behind the Regular Military Compensation tax advantage.
Monthly BAH
0.00 USD/mo
Military Pay Calculator
Monthly basic pay
3,946.80 USD/mo
Annual basic pay
47,361.60 USD/yr
Pay table column used
E-5, over 4 years
Annual BAH
0.00 USD/yr
Monthly BAS
0.00 USD/mo
Annual BAS
0.00 USD/yr
Monthly special pays
0.00 USD/mo
Other monthly allowances
0.00 USD/mo
Taxable monthly pay
3,946.80 USD/mo
Non-taxable monthly allowances
0.00 USD/mo
Total monthly pay and allowances
3,946.80 USD/mo
Total annual pay and allowances
47,361.60 USD/yr
Pay per drill period
131.56 USD
Drill pay for the period entered
526.24 USD
Federal marginal rate used
12.00 %
Annual federal tax advantage on allowances
0.00 USD/yr
Regular Military Compensation (annual)
47,361.60 USD/yr
Post-9/11 GI Bill monthly housing allowance
0.00 USD/mo
GI Bill rate of pursuit after rounding
100 %
Service branch
Army
Worked out from DFAS, 2026 Basic Pay: Enlisted and 15 other sources.
No BAH rate was entered. BAH is set per Military Housing Area - look your rate up in the DTMO BAH Rate Lookup and enter it to include housing.
Planning figures only. Your Leave and Earnings Statement, your finance office and the DFAS pay tables in force on the day govern what you are actually paid.

How this is worked out

5 steps
  1. 2026 pay tables (Executive Order 14368 of December 18, 2025, Schedule 8).
  2. Army pay comes from the same Schedule 8 table as every other service; the branch changes no amount here.
  3. E-5 at 6 years falls in the "over 4 years" column: $3946.80 a month.
  4. Annual basic pay = 12 x 3946.80 = $47361.60.
  5. Taxable $3946.80 + non-taxable $0.00 = $3946.80 a month.
Pay chart for this gradetable
bandyearsOfServiceFrommonthlyBasicPayannualBasicPay
2 years or less03,342.940,114.8
over 2 years23,598.243,178.4
over 3 years33,775.845,309.6
over 4 years43,946.847,361.6
over 6 years64,11049,320
over 8 years84,299.951,598.8
over 10 years104,395.352,743.6
over 12 years124,421.753,060.4
over 14 years144,421.753,060.4
over 16 years164,421.753,060.4
over 18 years184,421.753,060.4
over 20 years204,421.753,060.4
over 22 years224,421.753,060.4
over 24 years244,421.753,060.4
over 26 years264,421.753,060.4
over 28 years284,421.753,060.4
over 30 years304,421.753,060.4
over 32 years324,421.753,060.4
over 34 years344,421.753,060.4
over 36 years364,421.753,060.4
over 38 years384,421.753,060.4
over 40 years404,421.753,060.4
Monthly breakdowntable
itemmonthlytaxable
Basic pay3,946.8Yes
BAH0No
BAS0No
Special and incentive pay0Yes
Other allowances0No

Results are general information, not financial, tax, legal, medical or engineering advice.