Universal Credit Calculator

Children getting Disability Living Allowance or Personal Independence Payment at a rate below the highest care rate.
Children on the highest rate care component, or who are registered blind.
One for each claimant caring at least 35 hours a week for a severely disabled person.
Your eligible rent and eligible service charges for the month, after any Local Housing Allowance restriction or bedroom-size reduction. There is no national rate for this, so enter the figure from your award or your rent.
Universal Credit repays 85% of this, up to a monthly maximum.
Leave at 0 to assume it is paid for all the children entered above. This only chooses which childcare maximum applies.
Earnings after income tax, National Insurance and any pension contributions.
For example contributory ESA or JSA, or a pension. Unearned income reduces the award pound for pound.
Capital above £16,000 ends entitlement; capital above £6,000 is treated as producing income.
Child Benefit and other benefits that count towards the benefit cap. Leave at 0 to cap the Universal Credit award alone.
Universal Credit a month
424.90 GBP
Universal Credit Calculator
Universal Credit a year
5,098.80 GBP
Maximum award before income
424.90 GBP
Standard allowance
424.90 GBP
Child element
0.00 GBP
Disabled child additions
0.00 GBP
Limited capability for work element
0.00 GBP
Carer element
0.00 GBP
Childcare costs element
0.00 GBP
Housing costs element
0.00 GBP
Work allowance
0.00 GBP
Taken off for earnings
0.00 GBP
Taken off for other income
0.00 GBP
Assumed income from capital
0.00 GBP
Benefit cap for this household
1,229.42 GBP
Reduction from the benefit cap
0.00 GBP
Benefit cap applies
not reached
Any entitlement
yes
Taper rate
55 %
Benefit year
2026/27
Worked out from DWP, Benefit and pension rates 2026 to 2027 and 5 other sources.
No housing costs element was entered. If you pay rent, add your eligible rent (restricted by the Local Housing Allowance if you rent privately) - it usually makes up much of an award.
Great Britain only. Universal Credit in Northern Ireland is run separately under its own regulations.
An estimate, not an award. Universal Credit is calculated by the DWP over your own monthly assessment period and depends on facts this form cannot capture - verified rent and service charges, the outcome of a work capability assessment, transitional protection from a move to Universal Credit, sanctions, deductions for debt and advances, and how earnings are reported through PAYE. It does not replace an official calculation or your award notice. Check your entitlement on your online journal, with the DWP, or with an adviser at Citizens Advice.

How this is worked out

4 steps
  1. Standard allowance (single, 25 or over) = 424.9
  2. Maximum award = 424.9
  3. No work allowance: it is only available to households with children or with limited capability for work.
  4. Universal Credit = 424.9 a month (5098.8 a year).
Award breakdowntable
lineamount
Standard allowance424.9

Results are general information, not financial, tax, legal, medical or engineering advice.