Universal Credit Calculator
Universal Credit Calculator works out Universal Credit a month and Universal Credit a year from Benefit year, Who is claiming and Age. The default figures on this page give universal Credit a month of 424.90 GBP; change any entry and the result, the working and the sources update together.
Your figures
Updates as you typeHow this is worked out
4 steps
- Standard allowance (single, 25 or over) = 424.9
- Maximum award = 424.9
- No work allowance: it is only available to households with children or with limited capability for work.
- Universal Credit = 424.9 a month (5098.8 a year).
Award breakdowntable
| line | amount |
|---|---|
| Standard allowance | 424.9 |
Figures from Universal Credit rates (DWP), 2026 rules. Its 9 worked examples are re-run on every release, last on 15 September 2026. What changed · how reference data is kept current
Sources and references
6 sources
What the Universal Credit Calculator calculates
Estimates a monthly Universal Credit award in Great Britain: the standard allowance for your age and household, the child, disabled child, limited capability for work, carer, childcare and housing elements, then the 55% taper on earnings above any work allowance, the assumed income from capital and the benefit cap.
How to use this Universal Credit Calculator
Enter Benefit year, Who is claiming, Age and Children you are responsible for. Universal Credit a month updates as you type, and “Use a worked example” loads checked figures you can adjust. Change one figure at a time to see what drives the result.
How the result is worked out
Open “How this is worked out” beside the result for the step-by-step calculation behind Universal Credit a month, Universal Credit a year and Maximum award before income.
The method follows DWP, Benefit and pension rates 2026 to 2027, GOV.UK, Universal Credit: What you'll get, GOV.UK, Universal Credit and earnings, The Universal Credit Regulations 2013 (SI 2013/376) and GOV.UK, Benefit cap amounts.
2026/27: single claimant aged 25 or over, no other circumstances example
With Benefit year: 2026-27, Who is claiming: single, Age: 25OrOver, the calculator returns Standard allowance: 424.9, Maximum award before income: 424.9, Universal Credit a month: 424.9. This example is checked against an independent source in the test suite.
What you can compare
Change one input at a time to see how it affects Universal Credit a month, Universal Credit a year and Maximum award before income. The inputs you can vary are Benefit year, Who is claiming, Age, Children you are responsible for, Eldest child born before 6 April 2017 and Children on the lower disabled child addition.
Understanding Universal Credit a month, Universal Credit a year and Maximum award before income
An estimate, not an award. Universal Credit is calculated by the DWP over your own monthly assessment period and depends on facts this form cannot capture - verified rent and service charges, the outcome of a work capability assessment, transitional protection from a move to Universal Credit, sanctions, deductions for debt and advances, and how earnings are reported through PAYE. It does not replace an official calculation or your award notice. Check your entitlement on your online journal, with the DWP, or with an adviser at Citizens Advice.
Results are general information, not financial, tax, legal, medical or engineering advice. Check any decision that matters with a qualified professional.
See something wrong? Report a problem with this calculator
Frequently asked questions
How much Universal Credit will I get if I earn $1300?
On the figures this page opens with, the universal Credit a month is 424.9 GBP. No single number fits everyone: it follows Benefit year, Who is claiming and Age, so enter your own above and the answer updates as you type.
How much money will you get on Universal Credit?
It needs Benefit year, Who is claiming, Age, Children you are responsible for, Eldest child born before 6 April 2017 and Children on the lower disabled child addition. Nothing else is required, and the figures stay in your browser.
How is your Universal Credit calculated?
Estimates a monthly Universal Credit award in Great Britain: the standard allowance for your age and household, the child, disabled child, limited capability for work, carer, childcare and housing elements. Open “How this is worked out” beside the result to see each step for your own figures.
What information do I need for the Universal Credit Calculator?
You need Benefit year, Who is claiming, Age, Children you are responsible for, Eldest child born before 6 April 2017, Children on the lower disabled child addition, Children on the higher disabled child addition and Health-related element. The page opens with default figures that give universal Credit a month of 424.90 GBP, so you can see the scale before entering your own.
What does this Universal Credit Calculator show?
It shows Universal Credit a month, Universal Credit a year, Maximum award before income, Standard allowance, Child element, Disabled child additions, Limited capability for work element and Carer element, with the working and any warnings for your entries.
Can I check how the Universal Credit Calculator result was calculated?
Yes. The “How this is worked out” section shows the calculation steps, and the sources section identifies the references used for the method.