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Disability VA Calculator

Disability va calculator works out Combined disability rating and Combined value before conversion to a multiple of 10 from Individual disability ratings and Bilateral (paired-extremity) ratings. The default figures on this page give combined disability rating of 70 %; change any entry and the result, the working and the sources update together.

Combined disability rating
70 %
VA Combined Disability Rating Calculator
Combined value before conversion to a multiple of 10
65 %
Remaining efficiency of the whole person
35 %
Final conversion direction
rounded up
Worked out from 38 CFR 4.25 - Combined ratings table and 2 other sources.
VA converts to a multiple of 10 only once, at the end of the rating decision; intermediate Table I values are whole numbers, not multiples of 10.
This reproduces the arithmetic of 38 CFR 4.25 and 4.26. It is not a rating decision: only VA can assign ratings, and special provisions (SMC, TDIU, protected evaluations, amputation rule) are not applied here.

Your figures

Updates as you type
Percentages for each service-connected condition, in any order. Enter paired-extremity conditions in the bilateral field instead.
Ratings for disabilities of both arms, both legs or paired skeletal muscles. These are combined together first and get the 10% bilateral factor.

How this is worked out

4 steps
  1. Order of severity: 50%, 30%.
  2. Most severe disability: 50%.
  3. Combine 50% with 30%: 30% of the 50% remaining efficiency is 15, so 50 + 15 = 65 -> 65%.
  4. Convert once to the nearest degree divisible by 10: 65% -> 70% (values ending in 5 are adjusted upward).
Order of severity usedtable
50, 30

Its 4 worked examples are re-run on every release, last on 15 September 2026. What changed

Sources and references

3 sources
38 CFR 4.25 - Combined ratings table
Order of severity, the a + b(100-a)/100 whole-person combination tabulated as Table I, and the single final conversion to the nearest degree divisible by 10 with values ending in 5 adjusted upward.
38 CFR 4.26 - Bilateral factor
Paired-extremity disabilities are combined as usual and 10 percent of that combined value is added before proceeding with further combinations.
U.S. Department of Veterans Affairs, About VA disability ratings
Plain-language description of the combined rating "whole person" method.

What the disability va calculator calculates

Combines individual VA disability ratings into a single combined rating using the whole-person method of 38 CFR 4.25, including the 38 CFR 4.26 bilateral factor for paired extremities.

How to use this disability va calculator

Enter Individual disability ratings and Bilateral (paired-extremity) ratings. Combined disability rating updates as you type, and “Use a worked example” loads checked figures you can adjust. Change one figure at a time to see what drives the result.

How the result is worked out

Open “How this is worked out” beside the result for the step-by-step calculation behind Combined disability rating, Combined value before conversion to a multiple of 10 and Bilateral disabilities combined (before the factor).

The method follows 38 CFR 4.25 - Combined ratings table, 38 CFR 4.26 - Bilateral factor and U.S. Department of Veterans Affairs, About VA disability ratings.

38 CFR 4.25 example: a 50% and a 30% disability example

With Individual disability ratings: 50,30, the calculator returns Combined value before conversion to a multiple of 10: 65, Combined disability rating: 70. This example is checked against an independent source in the test suite.

What you can compare

Change one input at a time to see how it affects Combined disability rating, Combined value before conversion to a multiple of 10 and Bilateral disabilities combined (before the factor). The inputs you can vary are Individual disability ratings and Bilateral (paired-extremity) ratings.

Understanding Combined disability rating, Combined value before conversion to a multiple of 10 and Bilateral disabilities combined (before the factor)

This reproduces the arithmetic of 38 CFR 4.25 and 4.26. It is not a rating decision: only VA can assign ratings, and special provisions (SMC, TDIU, protected evaluations, amputation rule) are not applied here.

Results are general information, not financial, tax, legal, medical or engineering advice. Check any decision that matters with a qualified professional.

Embed this calculator on your website

Copy this code into any page. The calculator appears with the figures currently entered, sizes itself to fit, and a small credit line links back here. Free, no account, no ads inside it, no tracking of your readers. Set your own figures and fixed fields; Personal removes the credit line, sets your colour and shows you which sites use it.

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Frequently asked questions

How do I calculate my VA disability pay?

Combines individual VA disability ratings into a single combined rating using the whole-person method of 38 CFR 4.25, including the 38 CFR 4.26 bilateral factor for paired extremities. Open “How this is worked out” beside the result to see each step for your own figures.

How can I calculate my VA disability rating for 2026?

It needs Individual disability ratings and Bilateral (paired-extremity) ratings. Nothing else is required, and the figures stay in your browser.

How much does a 90% VA disability rating pay per month?

On the figures this page opens with, the combined disability rating is 70%. No single number fits everyone: it follows Individual disability ratings and Bilateral (paired-extremity) ratings, so enter your own above and the answer updates as you type.

What is the 70-40 rule for VA disability?

The result gives Combined disability rating, Combined value before conversion to a multiple of 10, Bilateral disabilities combined (before the factor), Bilateral factor added, Bilateral group value entering the combination and Order of severity used, each labelled with its unit so the figure can be read on its own.

What information do I need for the disability va calculator?

You need Individual disability ratings and Bilateral (paired-extremity) ratings. The page opens with default figures that give combined disability rating of 70 %, so you can see the scale before entering your own.

What does this disability va calculator show?

It shows Combined disability rating, Combined value before conversion to a multiple of 10, Bilateral disabilities combined (before the factor), Bilateral factor added, Bilateral group value entering the combination, Order of severity used, Remaining efficiency of the whole person and Final conversion direction, with the working and any warnings for your entries.

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