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Fee PayPal Calculator

PayPal Fee Calculator works out Net proceeds to the seller and Total fees from Sale amount, Shipping charged to the buyer and Processor percentage fee (from your provider). The default figures on this page give net proceeds to the seller of 96.02; change any entry and the result, the working and the sources update together.

Net proceeds to the seller
96.02
Marketplace and PayPal Fee Calculator
Total fees
3.98
Percentage fee
3.49
Referral / commission fee
0.00
Fixed fees
0.49
Amount fees are charged on
100.00
Buyer’s all-in total
103.98
Effective fee rate
3.9800 %
Profit after fees and cost of goods
96.02
Profit margin on the sale
96.0200 %
Worked out from PayPal Merchant Fees (US), commercial transaction rate card and 3 other sources.
The default 3.49% + 0.49 is PayPal’s published US commercial rate; confirm the rate that applies to your account.
Fee schedules are set by the provider and change without notice, and many carry conditions (transaction size, currency, buyer location, product category, item size and weight). Confirm every rate against the provider’s current published fee schedule before relying on the result.

Your figures

Updates as you type
Item price before fees. In "buyer total" mode this is the winning bid or purchase price.
Processors and marketplaces normally charge their percentage on the whole transaction, shipping included.
PayPal US commercial transactions are published at 3.49% + a fixed fee; check your own rate card.
Optional. Used for the profit and margin lines.
Required when solving for the amount to charge.

How this is worked out

6 steps
  1. Fees are charged on 100
  2. Percentage fee = 100 x 3.49% = 3.49
  3. Referral / commission = 100 x 0% = 0
  4. Fixed fees = 0.49 + 0 + 0 = 0.49
  5. Total fees = 3.49 + 0 + 0.49 = 3.98
  6. Seller receives 100 - 3.98 = 96.02
Fee breakdowntable
linerateamount
Percentage fee3.493.49
Referral / commission00
Fixed fees00.49
Total03.98

Its 5 worked examples are re-run on every release, last on 15 September 2026. What changed

Sources and references

4 sources
PayPal Merchant Fees (US), commercial transaction rate card
Percentage-plus-fixed structure. The default rate is a starting point only and must be checked against the current card.
Amazon Seller Central, Selling on Amazon fee schedule (referral fees) and FBA fulfilment fees
Referral fee is a percentage of the total sales price; the FBA fulfilment fee is a flat per-unit amount from the size-tier table.
Copart buyer fee schedule (member and internet bid fees, gate fee)
A tiered, sale-price-dependent proprietary table; the engine takes each fee as an input rather than reproducing it.
Percentage-plus-fixed fee inverse: gross = (net + fixed) / (1 - rate), the exact solution of net = gross - (gross x rate + fixed)

Keep this result

Save it, change one figure, then compare the two

The calculation stays free. Save this scenario, adjust one assumption, save that too, and put them side by side to see exactly what the change costs you. A free account keeps 5 scenarios and 2 comparisons; Personal makes both unlimited and adds exports and private links. Nothing is saved unless you press Save.

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What the PayPal Fee Calculator calculates

Works out the fees on a marketplace or payment-processor transaction - percentage, fixed, referral, fulfilment and listing - and returns the seller’s net proceeds, the amount to charge to net a target, the buyer’s all-in total and the effective fee rate.

How to use this PayPal Fee Calculator

Enter Sale amount, Shipping charged to the buyer, Processor percentage fee (from your provider) and Fixed fee per transaction (from your provider). Net proceeds to the seller updates as you type. Change one figure at a time to see what drives the result.

How the result is worked out

Open “How this is worked out” beside the result for the step-by-step calculation behind Net proceeds to the seller, Total fees and Percentage fee.

The method follows PayPal Merchant Fees (US), commercial transaction rate card, Amazon Seller Central, Selling on Amazon fee schedule (referral fees) and FBA fulfilment fees, Copart buyer fee schedule (member and internet bid fees, gate fee) and Percentage-plus-fixed fee inverse: gross = (net + fixed) / (1 - rate), the exact solution of net = gross - (gross x rate + fixed).

What you can compare

Change one input at a time to see how it affects Net proceeds to the seller, Total fees and Percentage fee. The inputs you can vary are Sale amount, Shipping charged to the buyer, Processor percentage fee (from your provider), Fixed fee per transaction (from your provider), Cross-border / currency conversion surcharge and Cost of goods.

Understanding Net proceeds to the seller, Total fees and Percentage fee

Fee schedules are set by the provider and change without notice, and many carry conditions (transaction size, currency, buyer location, product category, item size and weight). Confirm every rate against the provider’s current published fee schedule before relying on the result.

PayPal is a trademark of its owner. CalculatorFox is an independent website and is not affiliated with, endorsed by or connected to PayPal; this calculator is a general estimate and the official figures are the ones published by PayPal.

Results are general information, not financial, tax, legal, medical or engineering advice. Check any decision that matters with a qualified professional.

Embed this calculator on your website

Copy this code into any page. The calculator appears with the figures currently entered, sizes itself to fit, and a small credit line links back here. Free, no account, no ads inside it, no tracking of your readers. Set your own figures and fixed fields; Personal removes the credit line, sets your colour and shows you which sites use it.

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Frequently asked questions

How can I calculate PayPal fees?

Works out the fees on a marketplace or payment-processor transaction - percentage, fixed, referral, fulfilment and listing - and returns the seller’s net proceeds, the amount to charge to net a target. Open “How this is worked out” beside the result to see each step for your own figures.

How to avoid 3% fee on PayPal?

It needs Sale amount, Shipping charged to the buyer, Processor percentage fee (from your provider), Fixed fee per transaction (from your provider), Cross-border / currency conversion surcharge and Cost of goods. Nothing else is required, and the figures stay in your browser.

How much is the PayPal fee for $5000?

On the figures this page opens with — sale amount 100, processor percentage fee (from your provider) 3.49% and fixed fee per transaction (from your provider) 0.49 — the net proceeds to the seller is 96.02. No single number fits everyone: change any figure above and the answer updates as you type, with each step of the arithmetic beside it.

Who pays the 3% PayPal fee?

Works out the fees on a marketplace or payment-processor transaction - percentage, fixed, referral, fulfilment and listing - and returns the seller’s net proceeds, the amount to charge to net a target. On the figures this page opens with — sale amount 100, processor percentage fee (from your provider) 3.49% and fixed fee per transaction (from your provider) 0.49 — the net proceeds to the seller is 96.02. Put your own figures in their place and the working updates beside the result.

What information do I need for the PayPal Fee Calculator?

You need Sale amount, Shipping charged to the buyer, Processor percentage fee (from your provider), Fixed fee per transaction (from your provider), Cross-border / currency conversion surcharge, Cost of goods, Amount you want to receive and What to solve for. The page opens with default figures that give net proceeds to the seller of 96.02, so you can see the scale before entering your own.

What does this PayPal Fee Calculator show?

It shows Net proceeds to the seller, Total fees, Percentage fee, Referral / commission fee, Fixed fees, Amount fees are charged on, Buyer’s all-in total and Amount to charge to hit the target, with the working and any warnings for your entries.

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