Ontario Tax Calculator
Canada, 2026 tax year · figures follow that year's rules
Ontario Tax Calculator works out Total income tax and Federal tax from Tax year, Employment income and Other taxable income. The default figures on this page give total income tax of 11,344.05 CAD; change any entry and the result, the working and the sources update together.
Your figures
Updates as you typeHow this is worked out
13 steps
- Enhanced CPP contributions of 665 are deducted from income.
- Taxable income = 69335
- Federal 0 to 58,523 at 14% on 58523 = 8193.22
- Federal 58,523 to 117,045 at 20.5% on 10812 = 2216.46
- Less federal credits at 14% on the basic personal amount 16452, CPP base 3291.75 and EI 1123.07 -> federal tax 7488.33
- Ontario 0 to 53,891 at 5.05% on 53891 = 2721.5
- Ontario 53,891 to 107,785 at 9.15% on 15444 = 1413.13
- Less Ontario credits at 5.05% -> 3255.73
- No surtax: tax after credits is below 5818.
- Ontario Health Premium on 69335 of taxable income = 600
- Ontario tax = 3855.73; total income tax = 11344.05
- CPP 3956.75 and EI 1123.07 also come off pay.
- After-tax income = 53576.13 a year, 4464.68 a month.
Federal tax by brackettable
| band | rate | amountTaxed | tax |
|---|---|---|---|
| 0 to 58,523 | 14% | 58,523 | 8,193.22 |
| 58,523 to 117,045 | 20.5% | 10,812 | 2,216.46 |
Provincial tax by brackettable
| band | rate | amountTaxed | tax |
|---|---|---|---|
| 0 to 53,891 | 5.05% | 53,891 | 2,721.5 |
| 53,891 to 107,785 | 9.15% | 15,444 | 1,413.13 |
Figures from Canadian federal and Ontario tax tables (CRA), 2026 rules. Its 5 worked examples are re-run on every release, last on 15 September 2026. What changed · how reference data is kept current
Sources and references
6 sources
Keep this result
Save it, change one figure, then compare the two
The calculation stays free. Save this scenario, adjust one assumption, save that too, and put them side by side to see exactly what the change costs you. A free account keeps 5 scenarios and 2 comparisons; Personal makes both unlimited and adds exports and private links. Nothing is saved unless you press Save.
What the Ontario Tax Calculator calculates
Estimates Canadian federal and Ontario personal income tax for a tax year: the federal and Ontario brackets, the basic personal amounts, the two-tier Ontario surtax, the Ontario tax reduction, the Ontario Health Premium, and CPP, CPP2 and EI contributions, giving total tax and after-tax income.
How to use this Ontario Tax Calculator
Enter Tax year, Employment income, Other taxable income and RRSP and other deductions. Total income tax updates as you type. Change one figure at a time to see what drives the result.
How the result is worked out
Open “How this is worked out” beside the result for the step-by-step calculation behind Total income tax, Federal tax and Provincial tax.
The method follows CRA, Current year tax rates and income brackets (2026), CRA, Payroll Deductions Formulas (T4127), 122nd edition effective 1 January 2026, Ontario Ministry of Finance, Personal Income Tax rates and credits (2026), Ontario Ministry of Finance, Ontario Health Premium rates and CRA, CPP contribution rates, maximums and exemptions (2026).
What you can compare
Change one input at a time to see how it affects Total income tax, Federal tax and Provincial tax. The inputs you can vary are Tax year, Employment income, Other taxable income, RRSP and other deductions and Dependants for the Ontario tax reduction.
Understanding Total income tax, Federal tax and Provincial tax
An estimate based on published CRA and Ontario Ministry of Finance rates for the tax year shown. It models the basic personal amounts, the Ontario surtax, tax reduction and health premium and CPP/EI only - it does not model spousal or dependant credits, tuition, medical expenses, dividends, capital gains, self-employment, the Canada Workers Benefit, provincial credits such as the Ontario Trillium Benefit, or residency changes during the year. It does not replace a filed return, a Notice of Assessment, or advice from a tax professional.
Results are general information, not financial, tax, legal, medical or engineering advice. Check any decision that matters with a qualified professional.
See something wrong? Report a problem with this calculator
Frequently asked questions
Is tax in Ontario 13 or 15%?
Estimates Canadian federal and Ontario personal income tax for a tax year: the federal and Ontario brackets, the basic personal amounts, the two-tier Ontario surtax, the Ontario tax reduction. On the figures this page opens with — employment income 0 CAD and other taxable income 60,000 CAD — the total income tax is 11,344.05 CAD. Put your own figures in their place and the working updates beside the result.
How to calculate Ontario tax?
Estimates Canadian federal and Ontario personal income tax for a tax year: the federal and Ontario brackets, the basic personal amounts, the two-tier Ontario surtax, the Ontario tax reduction. Open “How this is worked out” beside the result to see each step for your own figures.
What information do I need for the Ontario Tax Calculator?
You need Tax year, Employment income, Other taxable income, RRSP and other deductions and Dependants for the Ontario tax reduction. The page opens with default figures that give total income tax of 11,344.05 CAD, so you can see the scale before entering your own.
What does this Ontario Tax Calculator show?
It shows Total income tax, Federal tax, Provincial tax, Provincial tax after credits, Ontario surtax, Ontario tax reduction, Ontario Health Premium and CPP contributions, with the working and any warnings for your entries.
Can I check how the Ontario Tax Calculator result was calculated?
Yes. The “How this is worked out” section shows the calculation steps, and the sources section identifies the references used for the method.