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Consumer Index Calculator

CPI / Consumer Index Calculator works out Amount at the later price level and Increase in the amount from Base amount, Number of periods and Index at the starting date. The default figures on this page give amount at the later price level of 125.00; change any entry and the result, the working and the sources update together.

Amount at the later price level
125.00
Inflation & Purchasing Power Calculator
Increase in the amount
25.00
Cumulative price factor
1.250000
Total price change
25.0000 %
Rate per period (compounded)
2.256518 %
What the base amount still buys
80.00
Purchasing power lost
20.0000 %
Worked out from Compound escalation, researched contract ESCALATION (Compound Cost Escalation Calculator) and 2 other sources.
Both index readings must come from the same published series, geography, item scope and base period, and from a final rather than provisional release.

Your figures

Updates as you type
Formatting only. This does not change the calculation.
The price, cost or sum of money measured at the starting date. Zero is allowed and returns zero.
Periods of compounding in rate mode. In index mode it is used only to annualise the measured change; set it to the number of years between the two readings.
Index mode only. For example the CPI-U annual average for the earlier year.
Index mode only. Must come from the same published series and base period as the starting index.

How this is worked out

5 steps
  1. Cumulative price factor = end index / start index = 125 / 100 = 1.25.
  2. Amount at the later price level = 100 x 1.25 = 125.
  3. Total price change = (1.25 - 1) x 100 = 25%.
  4. The same 100 at the later price level buys 100 / 1.25 = 80.
  5. Rate per period = factor^(1/10) - 1 = 2.256518%.

Its 4 worked examples are re-run on every release, last on 15 September 2026. What changed

Sources and references

3 sources
Compound escalation, researched contract ESCALATION (Compound Cost Escalation Calculator)
escalated_cost = base_cost * (1 + rate_percent_per_period/100)^period_count, with no intermediate rounding.
US Bureau of Labor Statistics, Consumer Price Index - Databases and calculation
The CPI form of the same arithmetic: an amount is restated by the ratio of the two index values. Index readings are taken as inputs so any official series, geography, item scope and base period may be used.
US Bureau of Labor Statistics, CPI Inflation Calculator - how it works
Equivalent-buying-power method: amount x (index in the later period / index in the earlier period).

Keep this result

Save it, change one figure, then compare the two

The calculation stays free. Save this scenario, adjust one assumption, save that too, and put them side by side to see exactly what the change costs you. A free account keeps 5 scenarios and 2 comparisons; Personal makes both unlimited and adds exports and private links. Nothing is saved unless you press Save.

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What the CPI / Consumer Index Calculator calculates

Restates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power.

How to use this CPI / Consumer Index Calculator

Enter Base amount, Number of periods, Index at the starting date and Index at the later date. Amount at the later price level updates as you type. Change one figure at a time to see what drives the result.

How the result is worked out

Open “How this is worked out” beside the result for the step-by-step calculation behind Amount at the later price level, Increase in the amount and Cumulative price factor.

The method follows Compound escalation, researched contract ESCALATION (Compound Cost Escalation Calculator), US Bureau of Labor Statistics, Consumer Price Index - Databases and calculation and US Bureau of Labor Statistics, CPI Inflation Calculator - how it works.

What you can compare

Change one input at a time to see how it affects Amount at the later price level, Increase in the amount and Cumulative price factor. The inputs you can vary are Base amount, Number of periods, Index at the starting date and Index at the later date.

Results are general information, not financial, tax, legal, medical or engineering advice. Check any decision that matters with a qualified professional.

Embed this calculator on your website

Copy this code into any page. The calculator appears with the figures currently entered, sizes itself to fit, and a small credit line links back here. Free, no account, no ads inside it, no tracking of your readers. Set your own figures and fixed fields; Personal removes the credit line, sets your colour and shows you which sites use it.

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Frequently asked questions

How do I calculate Consumer Price Index?

Restates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power. Open “How this is worked out” beside the result to see each step for your own figures.

What is the current CPI rate today?

On the figures this page opens with — base amount 1,000 and number of periods 2 periods — the amount at the later price level is 125. No single number fits everyone: change any figure above and the answer updates as you type, with each step of the arithmetic beside it.

How do I calculate the CPI rate?

It needs Base amount, Number of periods, Index at the starting date and Index at the later date. Nothing else is required, and the figures stay in your browser.

Where do I find the Consumer Price Index?

Restates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power. On the figures this page opens with — base amount 1,000 and number of periods 2 periods — the amount at the later price level is 125. Put your own figures in their place and the working updates beside the result.

What is a good Consumer Price Index rate?

Restates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power. On this page it is computed from Base amount, Number of periods and Index at the starting date and shown as Amount at the later price level, Increase in the amount and Cumulative price factor.

What information do I need for the CPI / Consumer Index Calculator?

You need Base amount, Number of periods, Index at the starting date and Index at the later date. The page opens with default figures that give amount at the later price level of 125.00, so you can see the scale before entering your own.

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