Calculators › Investment & Retirement

Calculator category

Investment & Retirement

Browse 106 working calculators for investment & retirement. Every tool shows a live result, its calculation steps, and the sources behind the method.

Finance Investing

106 calculators

SIP Investment CalculatorComputes the maturity value of a systematic investment plan from the instalment, expected annual return and tenure, and can invert the same formula to find the instalment needed for a target corpus.Accumulated Interest CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Complex Interest CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Inflation CalculatorRestates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power.Fixed Deposit CalculatorComputes the maturity value, interest and effective yield of a fixed or term deposit under the bank’s own compounding convention, for both cumulative and interest-payout deposits, with withholding tax applied to the interest.Inv CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Retirement CalculatorProjects a retirement balance from what is already saved plus annual contributions, reports the savings rate those contributions represent, and turns the projected balance into the annual income it can support against the income the household needs to replace.SWP Withdrawal CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.RD Account CalculatorComputes the maturity value and interest of a recurring deposit from the monthly instalment, the rate and the term, compounding each instalment only for the months it is actually held.401 CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.Bank Certificate CalculatorComputes what a certificate of deposit is worth at maturity, the interest it earns, its annual percentage yield, and the penalty for cashing it in early; it can also solve for the rate or the term needed to reach a target balance.MF CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Portfolio CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Roth Account CalculatorProjects a retirement balance from what is already saved plus annual contributions, reports the savings rate those contributions represent, and turns the projected balance into the annual income it can support against the income the household needs to replace.Roth IRA CalculatorWorks out the Roth IRA contribution you are allowed for a given tax year, filing status, modified AGI and age using the published IRS limits and phase-out ranges, and projects what the account grows to against an ordinary taxable account funded with the same money.IRA Distribution CalculatorDivides the prior year-end balance of an IRA or retirement account by the IRS distribution period to give the required minimum distribution, choosing between the Uniform Lifetime, Joint and Last Survivor and Single Life tables, and projects the distributions of later years.Finance CalculatorSolves the time-value-of-money equation for any one of n, i, PV, PMT or FV given the other four, using HP 12C conventions: rate per period, END/BEGIN mode, the cash-flow sign convention and the odd-period rule.Trade CalculatorWorks out the profit or loss on a share, crypto or futures trade from the buy price, sell price, quantity and both sides of commission, and reports the cost basis, gross proceeds, return percentage and the break-even sell price; it can also size a position from the amount of account equity you are willing to risk.Traders CalculatorWorks out the profit or loss on a share, crypto or futures trade from the buy price, sell price, quantity and both sides of commission, and reports the cost basis, gross proceeds, return percentage and the break-even sell price; it can also size a position from the amount of account equity you are willing to risk.Presentes CalculatorSolves the time-value-of-money equation for a single sum plus optional level payments, returning present value, future value, the implied rate or the time required under any compounding frequency.Save CalculatorConnects a starting balance, a regular deposit, an interest rate and a savings target: it solves for the deposit you need to make, for how long it will take to get there, or for the balance a given plan reaches, and splits the result into deposits and interest.Social Security CalculatorEstimates the monthly Social Security retirement, disability, spousal or survivor benefit from a work history or a stated PIA, applying the statutory AIME, bend-point, cost-of-living and claiming-age rules.APY CalculatorConverts between the annual percentage yield a bank advertises and the nominal rate behind it at any compounding frequency, derives the APY from interest actually credited using the Regulation DD formula, and grows a balance at a quoted yield.APY Yield CalculatorConverts between the annual percentage yield a bank advertises and the nominal rate behind it at any compounding frequency, derives the APY from interest actually credited using the Regulation DD formula, and grows a balance at a quoted yield.Coast Fire CalculatorTurns a target retirement spend into the portfolio that supports it at a chosen safe withdrawal rate, then works out the Coast FIRE number - the amount that only has to be invested today for compounding alone to reach it by your retirement age.Find Future Value CalculatorSolves the time-value-of-money equation for a single sum plus optional level payments, returning present value, future value, the implied rate or the time required under any compounding frequency.Future Amount CalculatorSolves the time-value-of-money equation for a single sum plus optional level payments, returning present value, future value, the implied rate or the time required under any compounding frequency.Pension CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Annuities CalculatorValues a stream of annuity payments: present value, future value, the payment a lump sum buys, how many payments it supports and the implied interest rate, for ordinary annuities, annuities due, and graduated streams such as a lottery annuity or an escalating structured settlement.High Yield Saving Account CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Dividend CalculatorComputes dividend income from a share count and dividend per share, the annual income and yield on the price paid, and projects a dividend reinvestment plan payment by payment with dividend growth, price growth and tax.HYSA CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Determine Net Worth CalculatorTotals assets and liabilities on the Survey of Consumer Finances category rows to give net worth, net worth excluding the primary residence (SEC rule), liquid net worth, and a comparison with the 2022 SCF median and mean for your age group.IRA Account CalculatorProjects a retirement balance from what is already saved plus annual contributions, reports the savings rate those contributions represent, and turns the projected balance into the annual income it can support against the income the household needs to replace.Savings Bond Bonds CalculatorValues a US Series EE or Series I savings bond on any date from its issue date, purchase price and Treasury-published rate, applying the monthly accrual with semiannual compounding of 31 CFR 351.32, the three-month interest penalty before five years, the 20-year doubling guarantee on EE bonds and the 30-year end of the earning period.CAGR CalculatorComputes the compound annual growth rate between a beginning and an ending value over a number of periods, together with the total cumulative growth, the growth multiple and the value at the end of each period.Consumer Index CalculatorRestates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power.Fire CalculatorTurns a target retirement spend into the portfolio that supports it at a chosen safe withdrawal rate, then works out the Coast FIRE number - the amount that only has to be invested today for compounding alone to reach it by your retirement age.Interest Savings CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Return Investment CalculatorComputes the net gain and percentage return on an investment from its cost and final value, the price and total return of a share holding including dividends, and total shareholder return, with an optional annualised equivalent.Roo CalculatorComputes the net gain and percentage return on an investment from its cost and final value, the price and total return of a share holding including dividends, and total shareholder return, with an optional annualised equivalent.Saving Interest CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.529 Account CalculatorProjects a 529 or other college fund from its balance and monthly contributions, inflates a College Board cost figure to a multi-year target at enrollment, and finds the monthly contribution that reaches it.Compound Daily CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Gas Fee CalculatorWorks out the total fee for an Ethereum transaction from the gas used and the fee market, splitting it into the burned base fee and the validator tip and converting gwei to ETH and to fiat.How Long Will Money Last CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.How Long Will Savings Last CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.Inheritance IRA Distribution CalculatorDivides the prior year-end balance of an IRA or retirement account by the IRS distribution period to give the required minimum distribution, choosing between the Uniform Lifetime, Joint and Last Survivor and Single Life tables, and projects the distributions of later years.Interest Compounded Quarterly CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.AF Retirement CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Federal Employee Fers Retirement CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Military Retirement Army CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Tvm CalculatorSolves the time-value-of-money equation for a single sum plus optional level payments, returning present value, future value, the implied rate or the time required under any compounding frequency.US Bond Maturity CalculatorPrices a bond from its coupon, face value, yield and remaining term, separating the clean price from the dirty price by the interest accrued since the last coupon, and reports current yield and the effective annual yield.401 Withdrawal CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.Annuities Payout CalculatorValues a stream of annuity payments: present value, future value, the payment a lump sum buys, how many payments it supports and the implied interest rate, for ordinary annuities, annuities due, and graduated streams such as a lottery annuity or an escalating structured settlement.Dividend Reinvestment Plan CalculatorComputes dividend income from a share count and dividend per share, the annual income and yield on the price paid, and projects a dividend reinvestment plan payment by payment with dividend growth, price growth and tax.Fv CalculatorSolves the time-value-of-money equation for a single sum plus optional level payments, returning present value, future value, the implied rate or the time required under any compounding frequency.Lottery Mega Millions CalculatorBreaks an advertised lottery jackpot into its 30 graduated annual annuity payments and compares them with the cash option, showing federal withholding, the estimated liability at the top federal rate, state and local tax and what actually lands in the bank each year.Lottery Payout Powerball CalculatorBreaks an advertised lottery jackpot into its 30 graduated annual annuity payments and compares them with the cash option, showing federal withholding, the estimated liability at the top federal rate, state and local tax and what actually lands in the bank each year.Thrift Saving Plan CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.500 CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Annuity Immediate CalculatorValues a stream of annuity payments: present value, future value, the payment a lump sum buys, how many payments it supports and the implied interest rate, for ordinary annuities, annuities due, and graduated streams such as a lottery annuity or an escalating structured settlement.Break Even Point Social Security CalculatorEstimates the monthly Social Security retirement, disability, spousal or survivor benefit from a work history or a stated PIA, applying the statutory AIME, bend-point, cost-of-living and claiming-age rules.Convert Roth CalculatorWorks out the taxable portion of a traditional-to-Roth conversion under the IRC 408(d)(2) pro-rata rule, the federal tax it actually adds at your own marginal rates, any state tax and 72(t) additional tax on withheld amounts, and whether converting beats leaving the money pre-tax.Index CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Rate Return CalculatorComputes the net gain and percentage return on an investment from its cost and final value, the price and total return of a share holding including dividends, and total shareholder return, with an optional annualised equivalent.Roth Rollover CalculatorWorks out the taxable portion of a traditional-to-Roth conversion under the IRC 408(d)(2) pro-rata rule, the federal tax it actually adds at your own marginal rates, any state tax and 72(t) additional tax on withheld amounts, and whether converting beats leaving the money pre-tax.401 Match CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.Averaging Stocks CalculatorThe weighted average cost per share across several purchases: total money spent divided by total shares, so a larger purchase pulls the average further than a small one (10 at $100 plus 20 at $200 averages $166.67, not $150). Commission is added to the cost rather than the price, and the break-even price and any unrealised gain against a current price are reported alongside.Cumulative Growth CalculatorComputes the compound annual growth rate between a beginning and an ending value over a number of periods, together with the total cumulative growth, the growth multiple and the value at the end of each period.Lottery Annuity CalculatorValues a stream of annuity payments: present value, future value, the payment a lump sum buys, how many payments it supports and the implied interest rate, for ordinary annuities, annuities due, and graduated streams such as a lottery annuity or an escalating structured settlement.Powerball Annuity CalculatorBreaks an advertised lottery jackpot into its 30 graduated annual annuity payments and compares them with the cash option, showing federal withholding, the estimated liability at the top federal rate, state and local tax and what actually lands in the bank each year.Retirement Earnings CalculatorProjects a retirement balance from what is already saved plus annual contributions, reports the savings rate those contributions represent, and turns the projected balance into the annual income it can support against the income the household needs to replace.401 Withdrawal Tax CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.401(k) Growth CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.401(k) Roth CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.403 CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.APY CD CalculatorComputes what a certificate of deposit is worth at maturity, the interest it earns, its annual percentage yield, and the penalty for cashing it in early; it can also solve for the rate or the term needed to reach a target balance.Borrow 401(k) CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.Crypto Coin Profit CalculatorWorks out the profit or loss on a share, crypto or futures trade from the buy price, sell price, quantity and both sides of commission, and reports the cost basis, gross proceeds, return percentage and the break-even sell price; it can also size a position from the amount of account equity you are willing to risk.IRA Distribution Table CalculatorDivides the prior year-end balance of an IRA or retirement account by the IRS distribution period to give the required minimum distribution, choosing between the Uniform Lifetime, Joint and Last Survivor and Single Life tables, and projects the distributions of later years.Lottery Payment CalculatorBreaks an advertised lottery jackpot into its 30 graduated annual annuity payments and compares them with the cash option, showing federal withholding, the estimated liability at the top federal rate, state and local tax and what actually lands in the bank each year.Money Market CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Schd Dividend CalculatorComputes dividend income from a share count and dividend per share, the annual income and yield on the price paid, and projects a dividend reinvestment plan payment by payment with dividend growth, price growth and tax.401 Early Withdrawal CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.72t CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.Age Retire CalculatorYour Social Security full retirement age from your date of birth (66 for births in 1943-1954, rising two months a year to 67 for 1960 and later, with the statutory January 1 rule), the date you reach it, and the percentage of your primary insurance amount payable if you claim at any age from 62 to 70 - reduced 5/9 of one percent a month for the first 36 early months and 5/12 of one percent thereafter, or increased by the 8%-a-year delayed retirement credit.APY Saving CalculatorConverts between the annual percentage yield a bank advertises and the nominal rate behind it at any compounding frequency, derives the APY from interest actually credited using the Regulation DD formula, and grows a balance at a quoted yield.Bonds Series EE CalculatorValues a US Series EE or Series I savings bond on any date from its issue date, purchase price and Treasury-published rate, applying the monthly accrual with semiannual compounding of 31 CFR 351.32, the three-month interest penalty before five years, the 20-year doubling guarantee on EE bonds and the 30-year end of the earning period.College Savings CalculatorProjects a 529 or other college fund from its balance and monthly contributions, inflates a College Board cost figure to a multi-year target at enrollment, and finds the monthly contribution that reaches it.Index Fund CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Index Investment CalculatorProjects what an investment portfolio grows to from a starting amount, regular contributions and later withdrawals, net of fund costs, and splits the result into money paid in and investment growth.Saving Account APY CalculatorConverts between the annual percentage yield a bank advertises and the nominal rate behind it at any compounding frequency, derives the APY from interest actually credited using the Regulation DD formula, and grows a balance at a quoted yield.Series EE Bonds Maturity CalculatorValues a US Series EE or Series I savings bond on any date from its issue date, purchase price and Treasury-published rate, applying the monthly accrual with semiannual compounding of 31 CFR 351.32, the three-month interest penalty before five years, the 20-year doubling guarantee on EE bonds and the 30-year end of the earning period.Tea Retirement CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Teacher Retirement System CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.401(k) Contribution CalculatorProjects a 401(k), 403(b), 457(b) or TSP balance with employer matching against the statutory contribution limits, and also computes this year’s contributions, the tax and penalty on an early withdrawal, and the plan-loan limit and repayment.Buying Power CalculatorRestates an amount of money at a different price level, either from an escalation rate per period or from two price-index readings, and reports the change, the annualised rate and the loss of purchasing power.California State Teachers Retirement CalculatorEstimates the annual and monthly benefit from a defined-benefit pension using the plan’s published accrual formula, age reduction, survivor election and benefit cap, covering FERS, CSRS, the uniformed services, CalSTRS and any plan whose accrual rate you supply.Interest Rate Cds CalculatorComputes what a certificate of deposit is worth at maturity, the interest it earns, its annual percentage yield, and the penalty for cashing it in early; it can also solve for the rate or the term needed to reach a target balance.Retirement Include Social Security CalculatorProjects a retirement balance from what is already saved plus annual contributions, reports the savings rate those contributions represent, and turns the projected balance into the annual income it can support against the income the household needs to replace.Savings Account Monthly Interest CalculatorProjects the future value of a lump sum plus recurring contributions under any compounding frequency, and splits the result into principal, contributions and compound interest.Futures CalculatorWorks out the profit or loss on a share, crypto or futures trade from the buy price, sell price, quantity and both sides of commission, and reports the cost basis, gross proceeds, return percentage and the break-even sell price; it can also size a position from the amount of account equity you are willing to risk.Growth Rate CalculatorComputes the compound annual growth rate between a beginning and an ending value over a number of periods, together with the total cumulative growth, the growth multiple and the value at the end of each period.Sepp CalculatorWorks out the level withdrawal a retirement pot can support, how many years a pot lasts at a chosen withdrawal rate, a section 72(t) series of substantially equal periodic payments under any of the three IRS methods, and the income tax, 10% additional tax and withholding on an early distribution.