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Loans, Credit & Banking
Browse 104 working calculators for loans, credit & banking. Every tool shows a live result, its calculation steps, and the sources behind the method.
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104 calculators
EMI CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Mortgage Payment CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Auto Finance CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Personal Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Ammonization CalculatorBuilds the full period-by-period amortisation table for a loan, showing how each payment splits between interest and principal.Amortization Chart CalculatorBuilds the full period-by-period amortisation table for a loan, showing how each payment splits between interest and principal.Amortization Table CalculatorBuilds the full period-by-period amortisation table for a loan, showing how each payment splits between interest and principal.Home Loans UK CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Equity Loan CalculatorComputes home equity and loan-to-value, sizes the credit line a lender can extend against the property, and prices the interest-only draw-period payment and the amortising repayment-period payment of a home equity line of credit.HELOC Payment CalculatorComputes home equity and loan-to-value, sizes the credit line a lender can extend against the property, and prices the interest-only draw-period payment and the amortising repayment-period payment of a home equity line of credit.Amortization Mortgages CalculatorBuilds the full period-by-period amortisation table for a loan, showing how each payment splits between interest and principal.Auto Refinance CalculatorCompares the loan you have against the one you are being offered: new monthly payment, monthly saving, the months needed to recover the closing costs, and the lifetime interest difference, including cash-out and rolled-in costs.Home Payoff CalculatorCompares a loan with and without extra principal payments, showing the interest saved and the time cut from the term.Mortgage Refinance CalculatorCompares the loan you have against the one you are being offered: new monthly payment, monthly saving, the months needed to recover the closing costs, and the lifetime interest difference, including cash-out and rolled-in costs.Mortgages Overpayment CalculatorCompares a loan with and without extra principal payments, showing the interest saved and the time cut from the term.Affordable Home CalculatorWorks out the maximum home price and loan amount an income supports, by capping the monthly housing payment with the lender front-end and back-end debt-to-income ratios and then backing out price from principal, interest, taxes, insurance, mortgage insurance and HOA dues.Boat Finance Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Closing Close CalculatorItemises buyer and seller closing costs on a property sale - origination points, lender and title charges, recording and transfer taxes, prepaid escrows, brokerage commission and concessions - and reports the buyer cash to close and the seller net proceeds.Mortgage Rate CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Annual APR CalculatorComputes the Regulation Z annual percentage rate from the amount financed, the payments and the prepaid finance charges - for closed-end instalment loans, credit-card balances quoted by periodic rate, and merchant cash advances quoted as a factor rate.APR Table CalculatorComputes the Regulation Z annual percentage rate from the amount financed, the payments and the prepaid finance charges - for closed-end instalment loans, credit-card balances quoted by periodic rate, and merchant cash advances quoted as a factor rate.Basic Interest CalculatorComputes simple, non-compounding interest and the final amount from a principal, an annual rate and a term given in years, months or days, and rearranges the same equation to solve for the rate, the principal or the time.Education Loan CalculatorComputes student loan repayment on a standard or extended level plan, on an income-driven plan where the payment is a share of discretionary income above the poverty guideline, or on a payroll-deduction scheme, and shows the payoff time, total interest and any balance forgiven.Loan Net CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.APR Credit Card CalculatorWorks out how long a credit card balance takes to clear and the total interest paid, under either the minimum payment rule or a fixed monthly payment.Camper Finance CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Camper Loans CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Finance Travel Trailer CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Loans Motorhomes CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Debt Credit Ratio CalculatorComputes the front-end and back-end debt-to-income ratios from monthly debt payments and gross monthly income, plus the Canadian GDS and TDS debt-service ratios and the revolving credit utilisation ratio.FHA Finance CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.FHA Home Loans CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Fixed Rate Mortgages CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.House Loan Early Payoff CalculatorCompares a loan with and without extra principal payments, showing the interest saved and the time cut from the term.NC Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Payment Illinois CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Repaye Student Loan CalculatorComputes student loan repayment on a standard or extended level plan, on an income-driven plan where the payment is a share of discretionary income above the poverty guideline, or on a payroll-deduction scheme, and shows the payoff time, total interest and any balance forgiven.Auto Lease CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Debt Payoff CalculatorCompares the snowball, avalanche and proportional strategies across several debts, showing payoff order, total interest and time to debt freedom.Finance Land CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Florida Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Georgia Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Land Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.PA Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.VA Finance CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.VA Home Loans CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Business Borrowing CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Business Finance CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Business Funding CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Buying Renting CalculatorCompares the wealth of a home buyer (net sale proceeds) with that of a renter who invests the down payment, closing costs and every monthly saving, year by year, to find the break-even year and the gap at your holding period.Company Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Finance Motorcycle CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Home Equity Line Credit Bank America CalculatorComputes home equity and loan-to-value, sizes the credit line a lender can extend against the property, and prices the interest-only draw-period payment and the amortising repayment-period payment of a home equity line of credit.Lease CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Leasehold CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Moto Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Auto Payoff CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Business Property Loans CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Car Pay Off Loan CalculatorCompares a loan with and without extra principal payments, showing the interest saved and the time cut from the term.Car Used Loan CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Commercial Finance CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Refinancing Cash Out CalculatorCompares the loan you have against the one you are being offered: new monthly payment, monthly saving, the months needed to recover the closing costs, and the lifetime interest difference, including cash-out and rolled-in costs.VA Mortgage CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Down Payment CalculatorWorks out the down payment, the amount financed and the loan-to-value ratio on a home or vehicle purchase from the price and either a cash down payment or a target percentage.House Payment Tax CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Interest-Only Loan CalculatorWorks out the payment during an interest-only period, the higher payment once the loan recasts over its remaining term, and how much more interest that costs than repaying from the start.Sba Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.30 Year House Loan CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Amortization Loan Car CalculatorBuilds the full period-by-period amortisation table for a loan, showing how each payment splits between interest and principal.Home Equity CalculatorComputes home equity and loan-to-value, sizes the credit line a lender can extend against the property, and prices the interest-only draw-period payment and the amortising repayment-period payment of a home equity line of credit.Interest Mortgages CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Build Loan CalculatorComputes interest-only carry on a construction loan drawn in stages, the average and peak outstanding balance, the interest reserve needed, and the payment on the permanent loan the balance converts to.Construction Finance CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Down Payment Auto CalculatorWorks out the down payment, the amount financed and the loan-to-value ratio on a home or vehicle purchase from the price and either a cash down payment or a target percentage.Equity Loan Payment CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Manufactured Home Loans CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Refinancing Home CalculatorCompares the loan you have against the one you are being offered: new monthly payment, monthly saving, the months needed to recover the closing costs, and the lifetime interest difference, including cash-out and rolled-in costs.401 Loan CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.50 Year Mortgages CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Closing Cost Seller CalculatorItemises buyer and seller closing costs on a property sale - origination points, lender and title charges, recording and transfer taxes, prepaid escrows, brokerage commission and concessions - and reports the buyer cash to close and the seller net proceeds.Home Selling CalculatorItemises buyer and seller closing costs on a property sale - origination points, lender and title charges, recording and transfer taxes, prepaid escrows, brokerage commission and concessions - and reports the buyer cash to close and the seller net proceeds.How Interest Rate CalculatorComputes simple, non-compounding interest and the final amount from a principal, an annual rate and a term given in years, months or days, and rearranges the same equation to solve for the rate, the principal or the time.Interest Paid CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Loan Repayment Month CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Loan Usda CalculatorComputes a full monthly housing payment - principal, interest, property tax, insurance, PMI and HOA - and the lifetime cost of the mortgage.Pay Off Student Debt CalculatorComputes student loan repayment on a standard or extended level plan, on an income-driven plan where the payment is a share of discretionary income above the poverty guideline, or on a payroll-deduction scheme, and shows the payoff time, total interest and any balance forgiven.Payment Payoff CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Title Insurance CalculatorItemises buyer and seller closing costs on a property sale - origination points, lender and title charges, recording and transfer taxes, prepaid escrows, brokerage commission and concessions - and reports the buyer cash to close and the seller net proceeds.Boat Loan Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Cc APR CalculatorComputes the Regulation Z annual percentage rate from the amount financed, the payments and the prepaid finance charges - for closed-end instalment loans, credit-card balances quoted by periodic rate, and merchant cash advances quoted as a factor rate.Cost Lease CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Daily Interest CalculatorComputes simple, non-compounding interest and the final amount from a principal, an annual rate and a term given in years, months or days, and rearranges the same equation to solve for the rate, the principal or the time.Interest Month CalculatorComputes simple, non-compounding interest and the final amount from a principal, an annual rate and a term given in years, months or days, and rearranges the same equation to solve for the rate, the principal or the time.Lease Amount CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Lease Rate Car CalculatorEstimates the base and total monthly payment on a closed-end vehicle or equipment lease from the adjusted capitalized cost, residual value, term and rent charge, and can solve backwards for the money factor or the capitalized cost a payment supports.Loan Valuation CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Payment Truck CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.84 Month Car Payment CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Auto Payment Tax CalculatorWorks out a vehicle loan payment from the price, down payment, trade-in, sales tax and fees, and shows the full cost of the financing.Finance Pool CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Loan Rate CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Pmt CalculatorComputes the level payment, total interest and full amortisation schedule for an instalment loan, and solves the same annuity equation backwards for the rate, the term or the amount that can be borrowed. Handles extra principal, balloon structures and fees withheld at closing.Mca CalculatorComputes the Regulation Z annual percentage rate from the amount financed, the payments and the prepaid finance charges - for closed-end instalment loans, credit-card balances quoted by periodic rate, and merchant cash advances quoted as a factor rate.