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Explore 1,336 calculators with step-by-step calculations and cited sources. No account needed. Add them to your website for free, or upgrade to match your brand and update shared figures across your embeds.

Example: Mortgage Payment CalculatorOpen the calculator →
Total monthly payment
2,022.62
Mortgage Payment Calculator
Payment
2,022.62
Total interest
408,140.64
Total of payments
728,140.64
Number of payments
360
Payoff time
30 years
Rate per period
0.541667 %
Interest per unit borrowed
1.2754
Interest saved by extra payments
0
Payments saved
0
Principal and interest
2,022.62
Property tax
0
Home insurance
0
PMI
0
Loan amount
320,000
Loan-to-value ratio
80 %
Total PMI paid
0
Upfront fee financed
0
Total amount financed
320,000
Worked out from HUD Mortgagee Letter 2023-05, Reduction of Federal Housing Administration (FHA) Annual Mortgage Insurance Premium (MIP) Rates and 9 other sources.

How this is worked out

5 steps
  1. Loan amount = 400000 - 80000 down = 320000 (LTV 80%)
  2. Principal and interest = 2022.62
  3. No escrow items entered.
  4. No mortgage insurance on this loan.
  5. Total monthly payment = 2022.62

Every calculator shows its steps like this, live, as you change the figures.

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